function load_banner_in_4(){
with(document.getElementById("dv_in4")){
innerHTML = "<a href='http://www.consumerinternational.org' target='_blank'><img src='http://test.webcreativestudio.com/pic/banner/d9af1051a0dff68294e9124e2dd95447.gif' border='0' vspace='0' hspace='0' width='98' height='100' alt='Consumer International'></a>";
}}